Cloud-native Payment Cryptography as a Service delivering scalable payment transaction validation and processing. Connect with seamless integration to existing host applications with reduced compliance scope and complexity.
Remote Key
Loading
PSP
Processing
3D-Secure
Processing
Debit Card
Issuing
P2PE
Processing
Mobile
Payments
Credit Card
Processing
•
Why 10XPAY?
Scalable, compliant and flexible cloud-based cryptography service
Simplified remote key management
10XPAY enhances customer operational security with scalable performance. The service features automatic failover between availability zones and amongst regional data centres.
High-availability performance at scale
Using 10XPAY, a PCI PIN listed solution, each customer benefits from reduced PCI scope, which in turn reduces the cost of regular audits.
Reduced scope and cost of PCI compliance
Key management processes are simplified with easy-to-follow workflows on 10XPAY. Complete key import and export tasks with a PCI listed KLD from your desk.
What sets 10XPay apart
Scalability, compliance, and key management are table stakes. What sets 10XPay apart is how it handles the hard problems — the ones that surface when infrastructure is under real pressure, not during a demo.
A built-in regional failover protocol, proven in production, that lets institutions switch cryptographic processing between regions on their own decision. A hybrid architecture that extends existing on-premises HSMs rather than replacing them. Migration to cloud that requires no host application changes. A cost model that eliminates upfront hardware investment. And a team of practising payment security specialists who stay with you well beyond go-live — advising on scheme mandates, regulatory shifts, and architecture decisions as they come.
•
How it works
How it works
10XPAY uses cloud native technologies, providing to deliver a high performance processing, with ease of integration and a secure customer portal.
Secure, seamless payment processing
10XPAY simplifies payment processing flows which require cryptographic functions. This includes secure handling of PIN translation, EMV validation or remote key loading for device deployment.
High availability with scalable performance
Failover, load balancing, redundancy and scalable capacity are key service features of 10XPAY.
When infrastructure is under pressure, 10XPay keeps running.
10XPay’s built-in regional failover protocol allows financial institutions to pre-stage cryptographic processing in a secondary region and switch on demand. The institution controls when and whether to activate.
No emergency procedures. No call to the vendor.
This capability has been proven in production — during real infrastructure disruptions in the UAE in early 2026, all affected customers maintained card payment security operations without interruption.
•
Features
Service Features
Reduce your PCI compliance scope with a cloud-native payment Cryptography as a Service. 10XPAY delivers customers dedicated capacity for their payment transaction processing with advanced load balancing and automated failover.
What can 10XPAY do for me?
Complete your Cloud migration strategy with 10XPAY — a scalable PCI compliant payment cryptography as a service
•
Resources
Insights & resources
-
-
•
A 10XPay PCI audit – Behind-the-scenes
Learn more: A 10XPay PCI audit – Behind-the-scenesWhat does a PCI DSS 4.0 audit actually involve? Go behind the scenes of Verisec 10XPay Payment Cryptography as a Service to see how compliance is demonstrated in practice.
-
Verisec 10XPAY Payment Cryptography as a Service Approved by Cartes Bancaires
Learn more: Verisec 10XPAY Payment Cryptography as a Service Approved by Cartes BancairesStockholm, Sweden – Verisec International AB today announces that its 10XPay Payment Cryptography as a Service (PCaaS) platform has been officially approved by the Groupement des Cartes Bancaires as a cloud-based Payment HSM Service. The approval, granted on March 17, 2026 and valid for a period of two years, confirms that 10XPay meets the security,…
•
Solutions
Explore our other cryptographic solutions
Including 10XPAY, we protect digital payments, identities and data with world-leading cryptographic technology and a team of experts and respected partners. Our solutions help clients reduce risk, meet regulations, and stay ahead of digital threats.
-
Open: Cryptographic Products
Cryptographic Products
We deliver Payment and General purpose HSMs providing resilient on-premise cryptography infrastructure of an organization.
-
Open: Authentication Services
Authentication Services
Strong user authentication — API-first, open standards, proprietary tech, and a knowledgeable team. Secure transactions at scale.
-
Open: Value-Added Services
Value-Added Services
From on-site system integration to payment security consultancy — all delivered by locally based expert teams who speak your language.
Let’s talk security
Got a question, challenge, or project in mind?
We’ll help you make it happen — securely, quickly, and without the hassle.
