When infrastructure fails, your payment security should not.
10XPay’s built-in regional failover protocol gives financial institutions the ability to switch cryptographic processing from one region to another, on their decision, on their timeline. No emergency procedures. No phone call to the vendor. No dependency on anyone else’s response time. Just a capability that was encoded in from the start.
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What the failover protocol is
A deliberate switch,
not an automatic workaround.
10XPay operates across regions on-demand. Customers pre-stage cryptographic processing in a secondary region, keeping it ready to accept traffic at any time when the customer decides to do so. When the institution choses to activate, processing transitions from one region to another. Card payment security operations continue. Security standards are maintained. Activation does not require a call to Verisec: the institution starts the switch independently.
Think of it as an insurance policy for your payment cryptography infrastructure: a low premium relative to the cost of the event it protects against.
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Why this is possible
Resilience is not a feature you add later. It is the result of how the service was built.
The failover protocol works because of how 10XPay was architected, not because of workarounds applied after the fact.
Hybrid operation
10XPay runs alongside existing on-premises HSMs, so institutions are not dependent on a single environment. Inherent redundancy before failover is ever needed.
Zero-development migration
10XPay’s API matches the industry-standard on-premises payment HSM interface. Transitioning between regions does not introduce new integration risks.
Cross-regional infrastructure
10XPay regions, each capable of independent operation. Pre-staging is a standard capability, available before a crisis, not after one starts.
European IP
Verisec is a Swedish headquartered company with European mindset and development team. 10XPay is approved by Cartes Bancaires in France, with Girocard approval in progress for Germany.
These are not separate features. They are the architecture that makes the failover protocol meaningful.
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Proven in practice
This capability has been activated. In production. Under real pressure.
In early 2026, hyperscaler infrastructure in the Middle East faced challenges. Verisec activated the regional failover protocol. Cryptographic processing transitioned to alternative 10XPay regions. Card payment security operations continued without interruption for all affected customers, executed as a standard operational procedure, not an emergency response.
“Our primary mission at Verisec is to provide an HSM service that remains operational even when a 10XPay region or other infrastructure is challenged. The activation of our regional failover capability for our customers demonstrates why we built 10XPay as a distributed service. Business continuity is not a feature for us; it is the foundation of our commitment to our customers and to the wider payments ecosystem.”
Aidan Corcoran, 10XPay Product Owner, Verisec
The institutions that maintained continuity had already chosen infrastructure designed for this scenario. The ones that had not were exposed.
If payment infrastructure resilience is on your agenda,
this is the conversation to have.
The failover protocol is relevant to any financial institution that:
- Operates in regions with geopolitical, regulatory, or infrastructure risk
- Is evaluating cloud payment cryptography and wants to understand what “resilience” actually means in practice
- Has a business continuity requirement that their current HSM infrastructure does not fully address
- Is considering a hybrid cloud model and wants to understand how failover fits into it
This is not a capability for edge cases. Increasingly, it is a baseline expectation, and the institutions that have it in place are better positioned than those that do not.
See what 10XPay’s failover protocol looks like in your environment.
Whether you are running full cloud, hybrid, on-premises infrastructure, or evaluating your first move, our team can walk you through how the failover protocol would work in your environment.
