Transaction validation Built for Scale
You are compliant.
Are you protected?
Regulation sets the standard for all financial institutions operating in the United Arab Emirates. How you operate within it defines your risk – and your advantage. That is the gap between compliance and real-world protection. This is a trust gap.
User authentication & transaction authorisation.
Close the Trust Gap.
A new
operating reality
The United Arab Emirates financial sector has entered a new regulatory environment.
Financial institutions have successfully met the requirements of the Central Bank of the UAE regarding the prevention of fraud incidents affecting consumers. Since 31 March 2026, this is no longer about deadlines, but about what is now required to operate. Compliant but questionable authentication creates financial liability. Fraud is an institutional responsibility. Security gaps are measurable and exposed. This is a structural shift in how trust is built and maintained.
From compliance
to control
Most UAE financial institutions have met the new requirements. Fewer are operating with full control. The difference is the Trust Gap. This is where risk persists and where closing it drives efficiency, strengthens trust and creates
competitive advantage.
Understanding the Trust Gap
The gap between compliance and real-world protection defines your risk – and your advantage. We help financial institutions identify and close critical security vulnerabilities while building stronger institutional trust.
What’s in your Trust Gap?
Exposure
Legacy authentication and interim fixes continue to operate within the system, leaving points of vulnerability even after compliance has been achieved.
Uncertainty
The complexity of risk makes it difficult to detect, interpret and respond to threats in real time with confidence.
Liability
When fraud occurs, the impact is immediate, bringing financial cost, operational stress and a direct effect on reputation.
Control
A secure, consistent authentication environment that removes weak points and reduces exposure.
Visibility
Real-time, context-aware insight into risk, enabling faster and more confident decision-making.
Advantage
Reduced fraud, improved efficiency and stronger customer trust that drives long-term performance.
Closing the Trust Gap turns risk into advantage.
Regulation has raised customer expectations
Customers expect secure, seamless experiences. When that breaks, trust is lost in behaviour, retention and long-term value.
Institutions are no longer judged by whether they are compliant, but by how effectively they operate beyond it.
10XTrust is a trust infrastructure built for this environment.
10XTrust is not another authentication layer. It is a trust infrastructure designed for the new regulatory environment.
- Scales across millions of users without operational complexity
- Replaces vulnerable authentication with cryptographic certainty
- Enables risk-based, context-aware security
- Ensures every transaction is verified, not just approved
See where
you stand
The 10XTrust UAE Trust Gap Assessment identifies where exposure, uncertainty and liability may still exist in your environment.
Let’s talk about what comes next.